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Legal · Privacy Policy

Privacy policy.

Last updated: May 2026. The short version: we collect almost nothing about you, store everything on your device, and never share anything with anyone. The long version follows.

What this site is

This site is a static web application — a collection of HTML pages with educational content about personal finance, investing, business, and self-development. It runs entirely in your web browser. There is no backend server processing your data. There are no user accounts. There is no database.

What data we collect

The honest answer: almost nothing. Specifically:

That's the entire list. All of this stays in your browser's localStorage on your device. None of it is sent to any server. None of it leaves your computer or phone. We do not have access to it. We cannot see it. We cannot recover it if you clear your browser data.

What data we don't collect

Cookies and tracking

This site uses no cookies for tracking. We use one browser storage mechanism (localStorage) to remember your profile — and only if you choose to set one up. This is functionally similar to a cookie but is stored only on your device, never transmitted with web requests, and only accessible to this specific site.

We use no third-party analytics (no Google Analytics, no Facebook Pixel, no Hotjar, no Mixpanel, nothing). We use no advertising networks. We use no remarketing pixels.

Third-party services we do use

We use no other third-party services.

Your rights

Because we collect no data on any server, there's nothing for us to delete on our end. To clear your local profile and history at any time:

Any of these actions removes 100% of your data permanently.

GDPR (EU users)

Under the General Data Protection Regulation, you have rights including access, rectification, erasure, restriction, portability, and objection. Because all your data is stored locally on your device and we have no server access to it, you can exercise all of these rights yourself directly through your browser — there is no third party to request from.

CCPA (California users)

Under the California Consumer Privacy Act, you have similar rights. The same applies — your data is on your device only. We don't sell, share, or have access to your personal information.

Children

This site is intended for users 18 years of age or older. Content covers personal finance, investing, business, sales, and other topics that require adult financial decision-making capacity. Users under 18 should not use this site. We do not knowingly collect any information from minors.

Changes to this policy

If we ever change this policy in a meaningful way, the "Last updated" date at the top will change. We recommend checking back periodically. Continued use of the site after policy changes constitutes acceptance of the updated policy.

Contact

If you have questions about this privacy policy, contact: Ryder Borden, the author. Contact details and email are available via the social media accounts referenced on the site (when public accounts are established). Currently this is a personal project; there's no formal customer service.

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